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Living Well

Bed Coverings 101 – Quilts, Coverlets, Duvets: What’s the Difference?

A well-dressed bed can be as simple as fine quality sheets topped with a fluffy duvet and duvet cover, or composed of various layers, such as a flat sheet, blanket, quilt, and a throw. Or perhaps it’s all hidden under a bedspread.

How you choose to outfit your bed is personal preference, but are you well-schooled in distinguishing one layer from the next? What is the difference between a duvet and a quilt? What is a coverlet? Should you choose a bedspread or a blanket cover? And what is a bed scarf? Scroll down for our informative bed coverings glossary.

And once you’ve mastered the bed coverings, click over to our pillow formations chart, which provides ten different style schemes.

Our Ansonia bedding.

Flat Sheet 
The flat sheet is the first covering over the fitted sheet. It's the layer that touches the body, providing a hygienic, easy to wash barrier between you and other bed coverings used for warmth and/or decoration. Luxury sheets can hang down the side of the mattress though traditionally they are tucked in all the way around for a more polished presentation.

Duvet Cover
Made from sheeting, the duvet cover is a decorative and protective covering for an insert—the duvet—that comes in various weights and fillings; the Matouk Down Collection offers a variety of options from down-alternative to goose, duck and Eiderdown. The duvet can be used with a flat sheet or on its own. When used without intermediary layers a duvet cover reduces the complexity of making a bed. In this case, a luxury duvet cover with decorative trim, such as Matouk’s Ansonia, provides a finished look. A duvet cover may also be layered over a quilt or blanket, folded at the foot of the bed or pulled all the way up, as an extra layer of warmth. A duvet cover hangs down the sides of the bed to cover the box spring; it is never tucked in.

Our Chatham blankets.




A blanket is a generic term that refers to almost any bed covering thicker than a sheet, including quilts, duvets, and comforters. It can also refer to a more utilitarian woven covering that is sandwiched between a flat sheet and another layer primarily for warmth. A blanket drapes over the sides of the bed. Our Chatham blanket is a versatile favorite.

Blanket Cover
A blanket cover is a very lightweight decorative covering that is layered over a blanket, almost like a decorative top sheet. A blanket cover is often used on hotel beds as the outermost layer over a blanket, protecting the blanket so it won’t need frequent laundering. The fitted sheet, flat sheet, and blanket cover can be pulled off the bed and washed in a single load. Blanket covers are usually poly/cotton blends, requiring very little attentions; no ironing necessary. 

A comforter is an easy to use layer that sits on top of the mattress. It functions similarly to a duvet and duvet cover, but is instead constructed in one piece, with widely spaced functional stitching that ensures its filling remains evenly distributed. Matouk does not manufacture this category of bedcovering.

Our Ava Quilt in Violet.



A quilt is comprised of three layers—two layers of fabric with batting in between—stitched together, often with a decorative design. Matouk quilts are constructed from the same fabric as the fitted and top sheets, making them soft enough to sleep under. A quilt is thinner than the more voluminous duvet cover or comforter, but denser, resulting in a heavier feel atop the body. Luxury quilts can be used solo over a flat sheet or layered over a blanket or under a duvet cover.


A coverlet is a bedcovering with sides that hang down a few inches past the box spring, but don’t touch the floor. A coverlet can be tucked in or left untucked if edged with decorative trim. Luxury coverlets can be layered directly over a flat sheet or over a blanket. Matouk coverlets come in different fabrications, such as piqué and matelassé woven on a jacquard loom, resulting in an allover texture. It may sometimes resemble a quilt, but unlike a quilt, which is comprised of several layers, a coverlet is just one layer of fabric woven in such a way that mimics the quilting technique. Coverlets that are soft and drapey, like Matouk’s Eden or Giorgio, among other styles, are comfortable to sleep under and provide an added layer of warmth.

Our Giorgio coverlets.

A bedspread is lightweight, decorative, and covers the entire bed, coming up over the pillows and kissing the floor. Although currently out of vogue, bedspreads were once adored as an easy way to make a bed, allowing one to hide everything on the bed in one fell swoop. Currently out of vogue, chenille bedspreads were popular in the 1950s. Today, Matouk matelassé bedspreads can be custom ordered through Matouk retailers.

Our Pezzo throws.



Luxury throw blankets are small decorative blankets, often with trim or fringe, that are used for extra warmth, decoration, or as a covering when lounging on top of the bed. It is normally folded at the foot of the bed, on top of any other bedding. Matouk’s Suri is a favorite addition and our Pezzo throw adds a great pop of color.

Bed Scarf
A bed scarf or bed runner is a decorative layer that spans entire width of the foot of the bed to protect the bedding from dirty shoes or suitcases in a hotel or from a pet at home. Most of Matouk’s matelassé fabrics can be custom made in this dimension through Matouk retailers.

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Custom Color Options

Ansonia Duvet Cover

$549.00 – $698.00
+43+47 colors

Custom Color Options

Ansonia Flat Sheet

$239.00 – $349.00
+43+47 colors

Ava Quilt

$799.00 – $898.00
+2+6 colors

Pezzo Throw

+15+19 colors